This was done to try to soften the blow to the american public. One of the main add ons was to raise FDIC insurance from 100K to 250K. Now i know i am not a political or financial guru but how does this help. There has always been a work around to the 100k limit of insurance on bank accounts. So how does that help? Next up a 5 thousand dollar income tax credit. This is like saying "ok we are going to spend 700 billion on the stock market and banks, and give you the tax payer 5,000 dollars." This just seems to make no sense.
This is the point......
If Bob owns a small restaurant cooks awful food and people stop eating there, he goes out of business. The federal government does not step in and bail him out because he is the only restaurant in the small town. The restaurant just fails.
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